Services

Tax

 

Total Transformation Consulting Service  will prepare both basic and complex individual Form 1040 and small business corporation Form 1120 & 1120S and partnership Form 1065 tax returns.

Whether we like it or not, today's tax laws are so complicated that filing a relatively simple return can be confusing. It is just too easy to overlook deductions and credits to which you are entitled. Even if you use a computer software program, there's no substitute for the assistance of an experienced tax professional.

Training Events


 

Knowledge is power… remember that.

 

This includes formal presentations by one of our experts, in which attendees are encouraged to learn and discuss credit awareness with regard to a number of different subjects being covered.

Our classes range from managing finances, to major purchases, to consumer rights, to information security, to avoiding scams, to fixing credit.

Business Credit

 

Business owners who understand their business credit scores are 41% more likely to be approved for a loan or credit card.
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With an established credit profile and score, the business will then qualify for credit. Allow us to help walk you through the necessary steps towards building your business credit. 

When done correctly, Business Credit can be built without a personal credit check.

Financial Coaching

 

Financial Coaching can cover anything from budgeting to getting out of debt.

Budgeting can help clients build realistic goals. We will advise on strategies to make budget adjustments while providing an action plan, and guide efforts in obtaining those future goals.

Financial coaching also includes the fastest and most efficient ways to get out of debt. We can help you, from small debt on one or two loans, for example, to thousands in debt on credit cards.

Credit Restoration

 

Credit Restoration, to us, means a complete overhaul to your credit reports. What does this mean? We do what it takes, from education of the different parts of your report and how it affects your credit, to disputing questionable negative entries, entries that may be inaccurate, misleading, or unverifiable in nature.

Disputing information in your credit reports with the Credit Reporting Agencies, creditors, and collection agencies is a legal right afforded to consumers through provisions of the Fair Credit Reporting Act and other federal consumer protection laws. This will improve your score and the results are more permanent than temporary quick fixes.

Teen Credit Education

 

Children, teenagers, and young adults should begin basic financial skills as early as possible. As parents and grandparents, we can encourage that. We can give them the basic framework to make good, sound financial decisions.

All too often, schools do not address these types of educational tools in order to be fiscally responsible. With a great beginning to building credit, teens can be forward focused and have a great head start to when they might need loans (school, car, home, etc.).